Competitive Crane Insurance
Looking for cheaper crane insurance? Let us compare our markets to find the crane liability insurance that’s right for you. Whether you need cover for an owned or a hired-in crane, call us today on 01482 434343 or request a callback and let our award-winning team help you get the protection you need.
Crane Insurance
Backed By ‘Exceptional’ Service
Looking for cheaper crane insurance? Let us compare our markets to find the crane liability insurance that’s right for you. Whether you need cover for an owned or a hired-in crane, call us today on 01482 434343 or request a callback and let our award-winning team help you get the protection you need.
Call us today on 0800 977 6037 and let our award-winning team help you.
Call us today on 0800 977 6037 and let our award-winning team help you.
Why choose Coversure for your Crane Insurance?
Our award-winning team is rated as ‘Exceptional’ by feefo and with over 50 years of construction insurance experience, you can rest assured you’re in safe hands. As an independent broker, we’re not tied to any one insurer, and we’ll compare the market to find you great cover for a price. To find out more, call us free on 01482 434343 or start your crane insurance quote today.
Crane Insurance backed by ‘Exceptional’ Service
Our award-winning team is rated as ‘Exceptional’ by feef,o and with over 50 years of crane insurance experience, you can rest assured you’re in safe hands. Being independent, we can put your needs first, and we’ll compare the market to find you great cover for a great value premium.
What is Crane Insurance?
Crane insurance protects businesses and individuals that hire, lease, or own cranes – be they static or mobile cranes – and other lifting equipment such as cherry pickers. It can also protect people who operate them through crane operator’s insurance. This flexible policy can not only insure your equipment and your operators but also your public liability insurance needs on a single policy.
Why do you need Crane Insurance?
Given the environments in which cranes operate – at height on city office construction sites, housing developments, and roads – and the dangerous nature of the work, having specialist crane insurance cover is important.
Cranes and mobile cranes are technically plant equipment, and owners and operators often take out plant insurance. While that can be sufficient, crane insurance might be a better option for you as it can protect you from the following:
Crane liability and damage to property
Injury to employees through employers’ liability insurance
Theft
Road risks
Goods on the hook should they be damaged or lost
Ongoing hire charges for hired-in plant
Malicious damage
Accidental damage
What can Crane Insurance cover?
Crane Insurance through Coversure can offer a wide range of essential protactions, including:
Public liability insurance
Crane operator’s insurance
Theft
Ongoing hire changes for hired-in cranes
Road risk cover for mobile cranes
Goods on the hook insurance
Accidental damage
Malicious damage
Accidental injury to employees
Call us today on 0800 977 6037 and let our award-winning team help you.
What can Crane Insurance cover?
Crane operator insurance can be arranged to meet your needs and is often taken out as part of a package of crane insurance that includes covers such as:
Public liability insurance
Public liability insurance or PL insurance as it’s also known, forms the basis of most crane insurance policies. It will protect you/your business should a member of the public be accidentally injured or their property damaged because of your work. Construction often involves working in public spaces and as accidents do happen it makes sense to have PL insurance in place
crane operator’s insurance
An accident could cause severe injuries to those working on or near a site. Crane operator’s insurance is a form of employers’ liability insurance, which can lessen the financial impact if you face a personal injury claim from a crane operator or another employee
Equipment floater insurance
This covers equipment while being transported between jobs and includes theft. This is particularly useful for mobile crane owners and operators
Plant and hired-in plant insurance
Also known as construction plant insurance or construction fleet insurance, plant insurance will cover your cranes – be they owned or hired – from loss, accidental damage, and ongoing hire charges for a fixed period
crane liability insurance
Crane liability covers things like loads accidentally dropping, overhead power cables coming down, or the crane toppling owing to weather-softened ground
Personal accident insurance
Working at height, the possibility of a crane toppling over in high winds or as a result of the ground beneath it becoming unstable following a downpour, or the base, boom or jib being struck and causing a collapse are all real risks. The implications for the operator could be serious or even fatal. With personal injury insurance in place, you’ll be covered against claims for compensation following an accident
business interruption insurance
If something catastrophic happened – such as a fire or flood – and your business was forced to close for a while, could you cope? With no money coming in and bills needing to be paid, would you be able to keep going? Business interruption cover provides you with an income while your business is out of action, providing much-needed peace of mind in a time of stress
employers’ liability insurance
Employers’ liability insurance – or EL insurance, protects employers from compensation claims from their employees should they be sued for loss or injury at work. If you have people working for your crane hire or construction business, be they full-time, part-time, or contracted or sub-contracted, then having employers’ liability insurance cover is a legal requirement. Failure to have a policy in place can lead to a £2,500 fine for each day you are without it. In law, the health and safety of your employees is essential, Your policy must cover you for at least £5 million of liability cover – construction firms often have policy limits of £10m or even higher and be through an authorised insurer
road risks insurance
Also known as auto liability insurance– covers mobile cranes while driven on public roads
Tower cranes and mobile cranes
Including mobile cranes, mobile cherry pickers and truck-mounted cranes
How much does Crane Insurance cost?
Crane insurance can be complicated and you’re likely to have questions about it. To help you get the answers and the protection you need, here are our crane insurance frequently asked questions. We hope they’ll be of use, but if you’d like some personalised, independent help, please get in touch with us on 01482 434343 or request a callback. Our team of insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
The level of cover you require – the policy limits on things like your public liability insurance for example
Which policy elements you’d like to include. If you want a standalone crane operator’s policy that will be cheaper than a comprehensive crane insurance policy
The type of work you do – if you’re operating in high-risk inner-city construction sites or on motorway maintenance that will push up your premiums
The size and height of your crane – if you’re operating a tower crane at anywhere from 30m to 250m height the risks you face will be greater than if you’re operating a mobile crane at much lower heights
Your claims history
The type and size of clients you work for – doing building work for homeowners will be seen as less risky than working on multi-million commercial developments
The duration of the work – the longer the project, the great the chance of a claim
The ages, skills, and qualifications of your team
How long you have been trading for
Whether you want to pay monthly or annually – annually will usually prove cheaper
The level of excess you’re willing to pay
How much does Crane Insurance cost?
At Coversure, we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your crane insurance quote will depend on things such as…
The level of cover you require
Which policy elements you want, such as crane operator’s insurance
The type of work you’re doing and for whom
Where you are working
The size and height of your crane(s)
Whether you need a road risk element for mobile cranes
Your level of no claims bonus
Whether you want to pay monthly or annually – annually will usually prove cheaper
Whether its for owned or hired-in plant
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343.
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343
Insurance specialists for business, property and motor
Local service – online, by phone, or in person
Help and advice to ensure you’re protected
Frequently Asked Questions
Crane operators and crane insurance are complicated areas of cover and you’re likely to have questions about it. To help you get the answers and the protection you need, here are our crane operators’ insurance frequently asked questions. We hope they’ll be of use, but if you’d like some personalised, independent help, please get in touch with us on 01482 434343, or request a callback. Our team of insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
Crane insurance provides a range of specialist protections for crane owners and operators. It can cover your cranes, ones you hire or lease, crane operators, and public liability insurance needs all on one policy
No, but if you have employees who use cranes, then you will need employers’ liability insurance and, ideally, crane operator’s insurance
This is a crane or mobile crane that you hire for a specific job as opposed to equipment that your business owns
Getting a crane insurance quote is easy. You can call us on 01482 434343 or request a callback, and we’ll be in touch as soon as possible.
Crane operators’ insurance can provide crane operators and crane owners with a financial safety net should there be an accident while the crane is being used. A flexible policy we can tailor it your needs, so it covers things like operator injury, injury to another member of the team, accidental damage to someone’s property or a member of the public being hurt owing to a load being dropped or the crane toppling over
Yes, if you have a road risks element to your policy, it will cover mobile cranes while driven on public roads
Yes, it will provide cover for up to 90 days of charges
No, though many contracts will insist you have cover in place
This is a crane or mobile crane that you hire for a specific job, as opposed to equipment that your business owns. From an insurance perspective there are differences such as covering ongoing hire fees if it’s lost or stolen
Getting a crane insurance quote is easy. You can call us on 01482 434343 or request a callback, and we’ll be in touch as soon as possible
Crane operators’ insurance can provide crane operators and crane owners with a financial safety net should there be an accident while the crane is being used. A flexible policy we can tailor it your needs, so it covers things like operator injury, injury to another member of the team, accidental damage to someone’s property or a member of the public being hurt owing to a load being dropped or the crane toppling over
Yes, if you have a road risks element to your policy, it will cover mobile cranes while driven on public roads. If they are being moved by lorry you can get floater insurance cover
Yes, it will provide cover for up to 90 days of charges
