Hired In Plant Insurance
Competitive Hired In Plant Insurance Backed By ‘Exceptional’ Service
Opening hours: Mon-Fri 9am-5pm
Hired In Plant Insurance
Competitive Hired In Plant Insurance Backed By ‘Exceptional’ Service
Want to save money on your hired-in plant insurance? Let the plant insurance specialists at Coversure compare our markets to find you the hire-in plant insurance that’s right for you. We can offer cover for all types of plant, from mini diggers and JCBs to welfare units and cranes. For independent advice and a great value hired-in plant insurance quote, call us today on 01482 4344343 or request a callback and let our award-winning team compare the market to find you get cheaper hired-out plant cover.
Competitive Hired Plant Insurance
Want to save money on your hired-in plant insurance? Let the plant insurance specialists at Coversure compare our markets to find you the hire-in plant insurance that’s right for you. We can offer cover for all types of plant, from mini diggers and JCBs to welfare units and cranes. For independent advice and a great value hired-in plant insurance quote, call us today on 01482 434343 or request a callback and let our award-winning team compare the market to find you get cheaper hired-out plant cover.
Call us today on 01482 434343 and let our award-winning team help you.
Call us today on 01482 434343 and let our award-winning team help you.
Plant Insurance backed by ‘Exceptional’ service
Our award-winning team is rated as ‘Exceptional’ by feefo, and with over 50 years of plant insurance experience, you can rest assured you’re in safe hands. Being independent allows us to put your needs first, and we’ll compare the market to find you great cover for a great value premium. To find out more, call us free on 01482 434343, request a callback or get your hired-in plant insurance quote today.
Hired Plant Insurance backed by ‘Exceptional’ service
Our award-winning team is rated as ‘Exceptional’ by feefo, and with over 50 years of plant insurance experience, you can rest assured you’re in safe hands. Being independent allows us to put your needs first, and we’ll compare the market to find you great cover for a great value premium. To find out more, call us free on 01482 434343, request a callback or get your hired-in plant insurance quote today.
What is Hired-In Plant Insurance?
What is Hired-In Plant Insurance?
Hired-in plant insurance, or contractors’ plant insurance, special types fleet insurance or engineering insurance as it’s also known, provides cover for specialist vehicles and equipment such as JCBs, diggers, welfare units and mobile cranes. While plant insurance is often associated with the construction industry – hence it being called construction plant insurance – it can also protect equipment used in sectors such as manufacturing, logistics, and haulage for things like high loaders, forklift trucks, and mobile generators. A flexible form of protection, a plant insurance policy can include cover for common risks, including:
Loss or theft, including while being stored off-site
Malicious and accidental damage, including while it’s being transported
Ongoing hire fees should your hired plant be stolen or lost
Road risks only for those driving plant on public roads
Public liability insurance
Third-party working risks insurance (TPWR)
How to get cheaper Hired-In Plant Insurance
There are many ways you can potentially reduce your hired-in plant insurance premiums. To help you get cheaper hired plant insurance, try following these top tips:
Don’t buy the hire company’s cover – it will be more expensive and come with exclusions
Shop around
Use an independent insurance broker that specialises in plant insurance
Store your equipment securely at night and over the weekends
Increase your excess
Choose a named driver rather than any driver policy for road-going plant
If you’re regularly hiring plant get an annual policy
Keep hire periods to a minimum
What types of equipment can be covered by Hired Plant Insurance?
Hired-in plant insurance can cover a surprisingly wide range of equipment, including the following. If you have a particular piece of kit you’d like to get cover for, please call us on 01482 434343; we’ll be happy to help.
Hired excavating equipment such as mini-diggers, diggers, JCBs, earth movers, and boring machines
Lifting equipment like cranes, mobile cranes, scissor lifts, high loaders and cherry pickers
On-site equipment, including welfare units, mobile generators, and tool/supply sheds
Road-going plant vehicles such as dump trucks, mobile cranes, and steam rollers
Call us today on 01482 434343 and let our award-winning team help you.
What types of plant can be covered by Hired-In Plant Insurance?
Hired-in-plant insurance can cover a surprisingly wide range of equipment, including the following. If you have a particular piece of kit you’d like to get cover for please call us on 01482 434343 and we’ll be happy to help.
How much does Hired
Plant Insurance cost?
At Coversure we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your hired-in insurance quote will depend on things such as…
The type of plant you have
The value of your equipment
Where you are using it and if you need road risks cover
How long you will be hiring it for
Your business’s location/postcode
Where it’s stored and how secure it is
If you want extensions such as public liability insurance
The age of the people driving your plant vehicles
Your plant’s age and general condition
Your claims history
The ages of those using it
How much does Hired In Plant Insurance cost?
At Coversure we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your fleet insurance quote will depend on things such as…
The total value of the equipment you’re hiring
If you need to use them on the road and need a road risks element to the policy
Who will be driving your vehicles if you’re using it on the road
Your claims history and the age of your drivers
How long you’re hiring it for
Where you’ll be using it
Whether you want to pay monthly or annually, annually will usually find that it is cheaper. If you’re hiring plant on a regular basis, it will work out cheaper to have an annual policy rather than several temporary plant insurance policies
Where the equipment will be stored overnight
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343.
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343.
Insurance specialists for business, property and motor
Local service – online, by phone, or in person
Help and advice to ensure you’re protected
Frequently Asked Questions
We get asked a lot of questions about hired plant insurance so to make getting the cover you need easier, here are our hired-in plant insurance frequently asked questions and answers. We’ve covered the most important issues here, but if you’d like some independent advice, then please call us free on 01482 434343 or request a callback. Our team of specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
Legally speaking, only if you’re planning to drive it on public roads, so-called road risks cover
Anyone who owns plant equipment – be it a digger, cherry picker, mini-digger or an excavator – can get plant insurance from us
Plant insurance is the collective term for this type of cover and includes owned and hired plant. In total there are four types of plant insurance:
Mini diggers, cherry pickers, tar sprayers, mobile lifting equipment, cranes, forklifts, the list goes on and on… If you have a piece of kit you need insuring, call us on 01482 434343, and we’ll be happy to discuss your requirements
Yes if you have equipment floater cover as part of your policy
That will depend on things like the type of equipment you have, how long you are hiring it for, where you’ll be using it and who will be operating it. To find out more or to get a hired-in plant insurance quote, please call us on 01482 434343 and one of the team will be happy to help
Yes, the most common ones include public liability insurance – which protects you should someone by injured or their property damaged – and third-party working risks, protection against damaging a third-party’s property while you are working, a must-have for homeowners hiring mini-diggers
Getting plant insurance quotes from us is easy. You can call us on 01482 434343, request a callback or get your plant insurance quote here. Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like
Yes, we can offer cover for people who are hiring plant as well as businesses
Yes, it can include third-party working risks insurance (TPWR) insurance, so you’ll be covered if you accidentally damage someone’s property while working
From a day to over a year. If you’re hiring a mini digger for a day to dig up the garden or lay some drainage channels at home, we can help. Equally, if you have a construction firm and are hiring several pieces of plant equipment for weeks or even months, we can help with that too. To find out more, call us on 01482 434343 or request a callback
Yes, it can include third-party working risks insurance (TPWR) insurance, so you’ll be covered if you accidentally damage someone’s property while working
Legally speaking, only if you’re planning to drive it on public roads, so-called road risks cover
Anyone who owns plant equipment – be it a digger, cherry picker, mini-digger or an excavator – can get plant insurance from us
Yes if you have equipment floater cover as part of your policy
That will depend on things like the type of equipment you have, how long you are hiring it for, where you’ll be using it and who will be operating it. To find out more or to get a hired-in plant insurance quote, please call us on 01482 434343, and one of the team will be happy to help
Yes, the most common ones include public liability insurance – which protects you should someone by injured or their property damaged – and third-party working risks, protection against damaging a third-party’s property while you are working, a must-have for homeowners hiring mini-diggers
Getting plant insurance quotes from us is easy. You can call us on 01482 434343, request a callback or get your plant insurance quote here. Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like
Yes, we can offer cover for people who are hiring plant as well as businesses
As long as you need it to! From a day to a week to even longer