Hired In Plant Insurance

Competitive Hired In Plant Insurance Backed By ‘Exceptional’ Service

Want to save money on your hired-in plant insurance?  Let the plant insurance specialists at Coversure compare our markets to find you the hire-in plant insurance that’s right for you.  We can offer cover for all types of plant, from mini diggers and JCBs to welfare units and cranes.  For independent advice and a great value hired-in plant insurance quote, call us today on 01482 4344343 or request a callback and let our award-winning team compare the market to find you get cheaper hired-out plant cover.

Competitive Hired Plant Insurance

Want to save money on your hired-in plant insurance?  Let the plant insurance specialists at Coversure compare our markets to find you the hire-in plant insurance that’s right for you.  We can offer cover for all types of plant, from mini diggers and JCBs to welfare units and cranes.  For independent advice and a great value hired-in plant insurance quote, call us today on 01482 434343 or request a callback and let our award-winning team compare the market to find you get cheaper hired-out plant cover.

Call us today on 01482 434343 and let our award-winning team help you.

Call us today on 01482 434343 and let our award-winning team help you.

Plant Insurance backed by ‘Exceptional’ service

Our award-winning team is rated as ‘Exceptional’ by feefo, and with over 50 years of plant insurance experience, you can rest assured you’re in safe hands.  Being independent allows us to put your needs first, and we’ll compare the market to find you great cover for a great value premium.  To find out more, call us free on 01482 434343, request a callback or get your hired-in plant insurance quote today.

Hired Plant Insurance backed by ‘Exceptional’ service

Our award-winning team is rated as ‘Exceptional’ by feefo, and with over 50 years of plant insurance experience, you can rest assured you’re in safe hands.  Being independent allows us to put your needs first, and we’ll compare the market to find you great cover for a great value premium.  To find out more, call us free on 01482 434343, request a callback or get your hired-in plant insurance quote today.

What is Hired-In Plant Insurance?

What is Hired-In Plant Insurance?

Hired-in plant insurance, or contractors’ plant insurance, special types fleet insurance or engineering insurance as it’s also known, provides cover for specialist vehicles and equipment such as JCBs, diggers, welfare units and mobile cranes.  While plant insurance is often associated with the construction industry – hence it being called construction plant insurance – it can also protect equipment used in sectors such as manufacturing, logistics, and haulage for things like high loaders, forklift trucks, and mobile generators.  A flexible form of protection, a plant insurance policy can include cover for common risks, including:

Loss or theft, including while being stored off-site

Malicious and accidental damage, including while it’s being transported

Ongoing hire fees should your hired plant be stolen or lost

Road risks only for those driving plant on public roads

Public liability insurance

Third-party working risks insurance (TPWR) 

How to get cheaper Hired-In Plant Insurance

There are many ways you can potentially reduce your hired-in plant insurance premiums.  To help you get cheaper hired plant insurance, try following these top tips:

Don’t buy the hire company’s cover  – it will be more expensive and come with exclusions

Shop around

Use an independent insurance broker that specialises in plant insurance

Store your equipment securely at night and over the weekends

Increase your excess

Choose a named driver rather than any driver policy for road-going plant

If you’re regularly hiring plant get an annual policy

Keep hire periods to a minimum

What types of equipment can be covered by Hired Plant Insurance?

Hired-in plant insurance can cover a surprisingly wide range of equipment, including the following.  If you have a particular piece of kit you’d like to get cover for, please call us on 01482 434343; we’ll be happy to help.

Call us today on 01482 434343 and let our award-winning team help you.

What types of plant can be covered by Hired-In Plant Insurance?

Hired-in-plant insurance can cover a surprisingly wide range of equipment, including the following.  If you have a particular piece of kit you’d like to get cover for please call us on 01482 434343 and we’ll be happy to help.

Mini Diggers

Cranes

Forklifts

Mobile generators

Cherry pickers

Telehandlers

Diggers

Dump trucks

Scissor Lifts

Tractors

Tower Wagons

How much does Hired
Plant Insurance cost?

At Coversure we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your hired-in insurance quote will depend on things such as…

The type of plant you have

The value of your equipment

Where you are using it and if you need road risks cover

How long you will be hiring it for

Your business’s location/postcode

Where it’s stored and how secure it is

If you want extensions such as public liability insurance

The age of the people driving your plant vehicles

Your plant’s age and general condition

Your claims history

The ages of those using it

How much does Hired In Plant Insurance cost?

At Coversure we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your fleet insurance quote will depend on things such as…

The total value of the equipment you’re hiring

If you need to use them on the road and need a road risks element to the policy

Who will be driving your vehicles if you’re using it on the road

Your claims history and the age of your drivers

How long you’re hiring it for

Where you’ll be using it

Whether you want to pay monthly or annually, annually will usually find that it is cheaper.  If you’re hiring plant on a regular basis, it will work out cheaper to have an annual policy rather than several temporary plant insurance policies

Where the equipment will be stored overnight

Committed to finding you the protection you need

If you’d like some independent advice or an insurance quote, please call us on 01482 434343.

Committed to finding you the protection you need

If you’d like some independent advice or an insurance quote, please call us on 01482 434343.

Insurance specialists for business, property and motor

Local service – online, by phone, or in person

Help and advice to ensure you’re protected

Frequently Asked Questions

We get asked a lot of questions about hired plant insurance so to make getting the cover you need easier, here are our hired-in plant insurance frequently asked questions and answers.  We’ve covered the most important issues here, but if you’d like some independent advice, then please call us free on 01482 434343 or request a callback Our team of specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.

Legally speaking, only if you’re planning to drive it on public roads, so-called road risks cover

Anyone who owns plant equipment – be it a digger, cherry picker, mini-digger or an excavator – can get plant insurance from us

Plant insurance is the collective term for this type of cover and includes owned and hired plant.   In total there are four types of plant insurance:

  • Hired-in plant insurance – hired plant insurance covers equipment you rent rather than own.  Hire-in plant insurance can last a day, a week, or even months depending on your needs and provides specific protection against financial risks arising from using hired plant.  These include cover for the cost of repairs should it be accidentally damaged or covering hire fees should it be lost or stolen
  • Owned plant insurance – or plant insurance protects plant equipment that you or your business owns.  Cover is usually taken out annually, though we can arrange temporary cover if required.  It is often taken out as part of a package of covers alongside other business-critical insurances such as public liability insurance or construction insurance
  • Temporary plant insurance and annual plant insurance – temporary plant insurance is taken out by people who need hired-in plant insurance, be it for a mini-digger for a day, or an excavator for a week on a construction job.  Annual plant insurance policies tend to be for those with owned plant, though if you’re hiring plant regularly, it can work out cheaper to get an annual policy
  • Road risks plant insurance – road risks plant insurance allows you to drive plant vehicles on the road so long as they have road tax

Mini diggers, cherry pickers, tar sprayers, mobile lifting equipment, cranes, forklifts, the list goes on and on…  If you have a piece of kit you need insuring, call us on 01482 434343, and we’ll be happy to discuss your requirements

Yes if you have equipment floater cover as part of your policy

That will depend on things like the type of equipment you have, how long you are hiring it for, where you’ll be using it and who will be operating it.  To find out more or to get a hired-in plant insurance quote, please call us on 01482 434343 and one of the team will be happy to help

Yes, the most common ones include public liability insurance – which protects you should someone by injured or their property damaged – and third-party working risks, protection against damaging a third-party’s property while you are working, a must-have for homeowners hiring mini-diggers

Getting plant insurance quotes from us is easy.  You can call us on 01482 434343, request a callback or get your plant insurance quote here.  Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like

Yes, we can offer cover for people who are hiring plant as well as businesses

Yes, it can include third-party working risks insurance (TPWR) insurance, so you’ll be covered if you accidentally damage someone’s property while working

From a day to over a year.  If you’re hiring a mini digger for a day to dig up the garden or lay some drainage channels at home, we can help.  Equally, if you have a construction firm and are hiring several pieces of plant equipment for weeks or even months, we can help with that too.  To find out more, call us on 01482 434343 or request a callback

Yes, it can include third-party working risks insurance (TPWR) insurance, so you’ll be covered if you accidentally damage someone’s property while working

Legally speaking, only if you’re planning to drive it on public roads, so-called road risks cover

Anyone who owns plant equipment – be it a digger, cherry picker, mini-digger or an excavator – can get plant insurance from us

Yes if you have equipment floater cover as part of your policy

That will depend on things like the type of equipment you have, how long you are hiring it for, where you’ll be using it and who will be operating it.  To find out more or to get a hired-in plant insurance quote, please call us on 01482 434343, and one of the team will be happy to help

Yes, the most common ones include public liability insurance – which protects you should someone by injured or their property damaged – and third-party working risks, protection against damaging a third-party’s property while you are working, a must-have for homeowners hiring mini-diggers

Getting plant insurance quotes from us is easy.  You can call us on 01482 434343, request a callback or get your plant insurance quote here.  Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like

Yes, we can offer cover for people who are hiring plant as well as businesses

As long as you need it to!  From a day to a week to even longer