Manufacturers Insurance

Looking for cheaper manufacturing insurance?  Let us compare our markets to find the manufacturing business insurance that’s right for you.  To find out more, call us today on 01482 434343 or request a callback and let our award-winning team help you get the cover you need.

Manufacturers Insurance Backed By ‘Exceptional’ Service

Looking for cheaper manufacturing insurance?  Let us compare our markets to find the manufacturing business insurance that’s right for you.  As one of the UK’s leading manufacturing insurance specialists, we can help you protect your business from a range of risks.

To find out more, call us today on 01482 434343 or request a callback and let our award-winning team help you get the cover you need.

Call us today on 0800 977 6037 and let our award-winning team help you.

Call us today on 0800 977 6037 and let our award-winning team help you.

Why choose Coversure for your Manufacturing Business Insurance?

Our award-winning team is rated as ‘Exceptional’ by feefo and with over 50 years of manufacturing insurance experience, you can rest assured you’re in safe hands.  As an independent broker, we’re not tied to any one insurer, and we’ll compare the market to find you great cover for a price.  To find out more, call us free on 01482 434343 or start your manufacturing business insurance quote today.

Manufacturing Insurance backed by ‘Exceptional’ service

Our award-winning team is rated as ‘Exceptional’ by feefo, and with over 50 years of manufacturers’ insurance experience, you can rest assured you’re in safe hands. Being independent, we can put your needs first, and we’ll compare the market to find you great cover for a great value premium.

What is Manufacturing Insurance?

Manufacturing insurance, or manufacturing business insurance as it’s also known, provides manufacturers with the cover for multiple risks on a single policy.  Given the increasingly diverse types of manufacturing businesses in the UK – everything from traditional, heavy manufacturing to hi-tech precision engineering using robotics – as we move into Industry 4.0, it’s important for manufacturing businesses to have insurance that’s tailored to their business’s needs.

If you’d like to know more or would like a free, no-obligation manufacturing insurance quote, then please call us on 01482 434343 or request a callback.

Which businesses need Manufacturing Insurance?

If your business produces things and has complex insurance needs, then manufacturing insurance could be a good solution for you.  Our manufacturing business clients include:

Manufacturers

Recycling firms

Engineering firms

Food processing businesses

Mineral processing businesses such as quarries

Metal processing firms, including steel manufacturers and scrap metal processors

Which businesses can Manufacturing Insurance cover?

Manufacturers’ insurance can protect a wide range of businesses, including:

Call us today on 0800 977 6037 and let our award-winning team help you.

What can Manufacturing Business insurance cover?

As the manufacturing world becomes more complex and riskier, more and more manufacturing businesses are taking out covers such as:

Public liability insurance

PL insurance covers you in case a member of the public injures themselves or if their property is damaged while you are working.  It covers the cost of claims made by members of the public for incidents that occur in connection with your business’s activities, for example, if they slip on the floor and decide to sue you, you’ll be covered

Product liability insurance

If the products you use, recommend or sell cause problems, you can be held liable.  Products are central to many businesses, and if something goes wrong, you can be sued for claims and compensation.  Should this happen to you, product liability insurance will cover the costs of any compensation you are made to pay, together with the legal fees

directors’ and officers’ insurance

Directors’ and officers’ insurance (D&O insurance) is a good option as the business’s leaders, senior figures can be personally liable for the business’s actions and face hefty financial losses should legal action go against them. Directors’ and officers’ insurance – or D&O insurance as it’s also known – protects your senior members from the costs of legal action

commercial buildings insurance

If you own the building in which your organisation operates, then you need commercial buildings insurance to protect it.  Buildings insurance protects you from the cost of repairing or rebuilding your building if it’s damaged by things such as floods, fires, vandalism, or an explosion

terrorism insurance

Terrorism insurance – protection against property damage and loss of income caused by acts of terrorism in England, Scotland or Wales

Employers’ Liability insurance

EL insurance is a legal requirement if you have employees.  It provides cover in the event of an employee injuring themselves or if their property is damaged while at work.  The law says that if you employ at least one person, you must have employers’ liability insurance (sometimes called ‘E.L. insurance’) in place to protect your employees in case they are injured or become ill because of working for you.  Your policy must:

Cover you for at least £5 million – some companies take £10 million or more and be with an authorised insurer.  Employers must also provide a safe working environment

Cyber insurance

Cyber-attacks are dangerous, costly, and on the rise.  Half of UK businesses and around a third of charities have reported having experienced some form of cyber security breach or attack in the last 12 months.  This is even higher for medium-sized businesses, 70% of which have been attacked, large businesses, 74% of which have been targeted, and high-income charities, 66% of which have been victims (Source: The Department for Business, Innovation and Skills 2024 report).

Given these worrying statistics, it’s no wonder that cyber insurance is considered as being an essential business insurance, especially as cyber insurance covers you against the costs of ransomware attacks, data loss, reputational damage, malware, and the cost of infecting another organisation’s systems

business interruption insurance

If something catastrophic happened, such as a fire or flood, and your business was forced to close for a while, could you cope?  With no money coming in and bills needing to be paid, would you be able to keep going?  Business interruption cover provides you with an income while your business is out of action, providing much-needed peace of mind in a time of stress

Fleet Insurance

If you have two or more vehicles associated with your company – be they cars, vans, plant or trucks – you can save time and money by insuring them with fleet insurance

Professional indemnity insurance

If you advise customers or provide a service and are required to advise on best practices, you should consider having professional indemnity insurance.  Professional indemnity insurance – P.I. insurance – will shield you financially should you be sued for losses by a customer for giving them poor or misleading advice

personal accident insurance

Protects your organisation should someone be involved in an accident at work.  It will pay out in the event of death, bodily injury, or disablement.  The compensation provided can pay for temporary staff or cover the overtime cost for other team members

Deterioration of stock insurance –

Deterioration caused by temperature changes due to failure or damage of the refrigeration systems and accidental failure or emergency removal of public electricity, gas or water supplies

Goods in transit insurance

Goods in transit – or GiT insurance as it’s also known – protects your goods while they are being moved from damage, loss, or theft

product recall insurance

Should you need to recall a product you have made, as there’s an issue with it, product recall insurance can help cover the costs associated with it

How much does Manufacturing Business Insurance cost?

At Coversure, we don’t believe in one-size-fits-all solutions for our clients.  Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements.  What we can say is that your manufacturing insurance quote will depend on things like:

The size of your business/its turnover

The type of work it does – if you’re working with hazardous materials or excessive heat, for example, these will push up your premiums

If you have any employees

Your postcode

Your claims history

The value of any stock, machinery and/or tools

Whether you have any business vehicles and would like to include fleet insurance

If you need commercial property insurance

The level of cover you require – so the policy limits on your professional indemnity.  Most small firms will need around £100,000, while larger businesses may need £1m, £2m, £5m or even more, depending on the size of their business and the businesses they are working for

Whether you want to pay monthly or annually, annually will usually prove cheaper

The level of excess you’re willing to pay

The policy limits you require, e.g. whether you want £1m, £2m, £5m or £10m of public liability insurance

How to get cheaper Manufacturing Business Insurance

There are several easy ways to potentially get cheaper business insurance quotes, including:

Consultants

Using an independent commercial insurance broker.  An independent broker like Coversure not only has expert knowledge of business insurance, but we also have multiple insurer contacts so we can compare the market for you and get you a great deal

By renewing your policy early to give your broker time to shop around for you

Setting a higher level of excess

Securing your business premises – installing security systems like CCTV cameras can deter theft and potentially lower your insurance costs

Investing in health and safety training helps reduce the chances of accidents and liability claims.  By proactively managing risks through safety protocols and training, you can demonstrate to insurers that your business is low-risk, potentially lowering premiums

Conducting a risk assessment with your broker

Documenting your safety procedures, regularly reviewing your risk profile, and taking steps to mitigate potential hazards

How much does Manufacturing Business Insurance cost?

At Coversure, we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your manufacturing insurance quote will depend on things such as…

The turnover of your business

What it does

If you have any employees

If you have any commercial property

Your claims history 

If you have any vehicles/plant and want fleet insurance

Your level of no claims bonus

Whether you want to pay monthly or annually – annually will usually prove cheaper

The business’s postcode

The value of your stock/machinery

The level of cover you need

Committed to finding you the protection you need

If you’d like some independent advice or an insurance quote, please call us on 01482 434343.

Committed to finding you the protection you need

If you’d like some independent advice or an insurance quote, please call us on 01482 434343.

Insurance specialists for business, property and motor

Local service – online, by phone, or in person

Help and advice to ensure you’re protected

Frequently Asked Questions

Manufacturing insurance is a complex area of cover, and you’re likely to have questions about it.  To help you get the answers and the protection you need, here are our manufacturing insurance frequently asked questions.  We hope they’ll be of use, but if you’d like some personalised, independent help, please get in touch with us on 01482 434343 or request a callback.  Our team of specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.

Manufacturing insurance, or manufacturers’ insurance as it’s also known, provides manufacturers with cover for multiple risks on a single policy. It can cover everything from machinery and stock to buildings and fleet vehicles on a single policy

No, but given the risks you run and the potential payout size, it’s well worth having it in place. If you have any employees, you will need to have employers’ liability in place

Almost all manufacturing, processing and engineering firms can benefit from having this cover in place

There are several ways you can potentially save on manufacturing insurance.  Use an independent insurance broker, invest in health and safety training and undertake regular risk assessments. If you’d like some help getting cheaper insurance, call us on 01482 434343 or request a callback, and one of the team will be happy to give you all the help you need

Getting a quote is easy.  You can get your manufacturing business insurance quote here, call us on 01482 434343 or request a callback, and one of the team will be happy to give you all the help you need

Manufacturing insurance, or manufacturers’ insurance as it’s also known, provides manufacturers with cover for multiple risks on a single policy. It can cover everything from machinery and stock to buildings and fleet vehicles on a single policy

No, but given the risks you run and the potential payout size, it’s well worth having it in place. If you have any employees, you will need to have employers’ liability in place

Almost all manufacturing, processing and engineering firms can benefit from having this cover in place

There are several ways you can potentially save on manufacturing insurance.  Use an independent insurance broker, invest in health and safety training and undertake regular risk assessments. If you’d like some help getting cheaper insurance, call us on 01482 434343 or request a callback, and one of the team will be happy to give you all the help you need

Getting a quote is easy.  You can get your manufacturing business insurance quote here, call us on 01482 434343 or request a callback, and one of the team will be happy to give you all the help you need