Public Liability Insurance For Builders
Public liability insurance for builders, also known as builders’ liability insurance or public liability insurance for building contractors, protects builders and other construction professionals from compensation claims made by members of the public for losses or injuries caused by your activities. One of the most important insurance policies you can take out, it offers builders protection over liability claims arising from things such as:
- A homeowner tripping on a cable while inspecting your work
- A tool falling from a scaffold and striking a member of the public’s car
- Your van damaging someone’s property while bringing materials in
- Damaging a neighbouring property during building work
These are just some of the causes of the thousands of public liability cases brought annually in the UK. According to the British Insurance Brokers’ Association (BIBA) UK insurers pay out over £22m per day – £8bn per year – in public liability claims, with the average payout being £13,500. On top of that there are potentially hefty legal fees, so having public liability insurance in place makes a lot of sense for both builders and building contractor firms. If you’d like to know more or would like a free, no-obligation public liability insurance quote, then please call us on 01482 434343 or request a callback.
We get asked a lot of questions about public liability insurance, so to make getting the cover you need easier, here are our public liability insurance frequently asked questions and answers. We’ve covered the most important issues here, but if you’d like some independent advice, then please call us on 01482 434343 or request a callback. Our team of liability insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
