Competitive Courier Insurance
Want to save money on your courier insurance? Whether you need courier insurance for your van or your delivery business, call 01482 434343 or request a callback and let our award-winning team help you get a great value courier insurance quote.
Courier Insurance Backed By ‘Exceptional’ Service
Want to save money on your courier insurance? Let the van courier insurance specialists at Coversure compare our markets to find you the delivery driver insurance that’s right for you.
Whether you need courier insurance for your van or your delivery business, call 01482 434343 or request a callback and let our award-winning team help you get a great value courier insurance quote.
Call us today on 0800 977 6037 and let our award-winning team help you.
Call us today on 0800 977 6037 and let our award-winning team help you.
Why choose Coversure for your Courier Insurance?
Our award-winning team is rated as ‘Exceptional’ by feefo and with over 50 years of courier and delivery driver insurance experience, you can rest assured you’re in safe hands. Being independent, we can put your needs first, and we’ll compare the market to find you a great cover for a great value premium.
To find out more, call us free on 01482 434343, request a callback or get your courier van insurance quote today
Courier Insurance backed by ‘Exceptional’ service
Our award-winning team is rated as ‘Exceptional’ by feef,o and with over 50 years of courier insurance experience, you can rest assured you’re in safe hands. Being independent, we can put your needs first, and we’ll compare the market to find you great cover for a great value premium.
What is Courier Insurance?
Courier insurance, or delivery driver insurance as it’s also known, gives couriers, delivery drivers, and courier firms the protection they need to do their jobs. Courier insurance through Coversure is available to both drivers and owners of parcel delivery businesses and can offer a wide range of protections, including:
- Your vehicle
- Other people’s vehicles should you have an accident
- The goods you are carrying – goods in transit insurance
- Public liability insurance should you accidentally injure someone or damage their property while doing your deliveries
- Motor legal expenses should you face legal action following an incident
- Employers’ liability insurance for delivery firms with employees
Who needs Courier Insurance?
This may sound like a strange question, but over the years we’ve had requests for courier insurance for drivers that need a different form of cover. People moving furniture, for example, don’t need courier insurance but haulage insurance. Also, most courier or delivery driver policies will come with exceptions such as if you’re transporting hazardous substances you won’t be covered. Basically, if you’re transporting goods for money – hire and reward – and are doing multiple drops in a day then you should get a courier insurance quote. The people who need courier insurance include:
Self-employed delivery drivers
Owners of courier businesses
Van or car owners who do occasional deliveries for money or work part-time doing deliveries, so-called lifestyle couriers
Delivery drivers who do multiple drops in a single day
People using their business vehicle to deliver supplies and customer orders
Call us today on 0800 977 6037 and let our award-winning team help you.
How much does
Courier Insurance cost?
At Coversure we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your needs and create a package of cover that fits your requirements. What we can say is that your courier van insurance quote will depend on things such as…
Your routes – long drives and inner-city routes will push up your premiums
Your claims history
The driver’s age
Whether you want a named or any driver policy
Your postcode
The level of excess you’re prepared to pay
Your level of no claims bonus
Whether you want to pay monthly or annually – annually will usually prove cheaper
If your vehicles have extra security installed such as extra locks, interior cams, etc.
If you want to include important policy extensions such as public liability insurance or goods in transit insurance
The type of cargo you are carrying and its value
The number of vehicles you have – if you have two or more you may want to consider getting a fleet insurance quote
How to get cheaper Courier Insurance
This is a question we get asked a lot, and the good news is there are several easy ways to potentially cut your courier insurance quotes. The most important thing is to get some specialist advice. Courier insurance is one of the more complicated motor insurance covers as you’re driving for a living rather than for commuting or pleasure. You can cut your courier insurance quotes by:
Using an independent insurance broker – delivery driver insurance quotes can involve multiple complex risks with policies containing exemptions and limits that may not be obvious to the layman
Fit vehicle trackers or a telematics system – vehicle trackers can help the police locate your vehicle if it’s stolen and telematics systems can show insurers how you’re a safe driver
Shopping around – like any other insurance policy, it can pay to shop around. Better still get an independent insurance broker such as us to do the shopping around for you
Store your vehicle securely overnight and at weekends – and never leave it loaded up
Increase your excess – your excess is the amount you pay in the event of a claim. We’ve seen quotes come down by as much as 10% by increasing the excess
Choose a ‘named driver’ rather than ‘any driver’ policy
Build up your no-claims bonus – your no-claims bonus (NCB) can also help reduce your insurance costs. You should also ask your broker about longer no-claims periods. Typically, these are set at a maximum of five years, but some insurers will offer no claims periods of seven or even nine years
Get a fleet insurance policy – if you have two or more business vehicles to insure – vans, motorbikes, cars, or trucks – you can get a fleet insurance quote
Choose a ‘named driver’ rather than ‘any driver’ policy
Pay annually – monthly instalments are handy, but you’ll likely be charged interest/a fee for doing so
How much does Courier Insurance cost?
At Coversure, we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your fleet insurance quote will depend on things such as…
Your routes – long drives and inner-city routes will push up your premiums
Your claims history
Your no claims discount
The age of the driver(s)
The value of your vehicle(s)
Whether you want a named or any driver policy
The level of excess you’re prepared to pay
Whether you want to pay monthly or annually – annually will usually prove cheaper
If you want to include important policy extensions such as public liability insurance or goods in transit insurance
If your vehicles have extra security installed such as extra locks, interior cams, etc.
The type of cargo you are carrying and its value
The mileage you do
As with standard motor insurance, there are three levels of courier insurance:
What levels of Courier Insurance are there?
Third-party
The minimum legal requirement to drive your vehicles on the road. If an accident is your fault it will pay for the repairs to a third-party’s vehicle
Third party fire and theft
In the event of an accident that is your fault, it will pay for the repairs to a third party’s vehicle or if one or more of your vehicles is damaged accidentally or destroyed by fire or stolen
Fully comprehensive
Provides the same cover as third-party, fire, and theft, but if an incident is your fault, then repairs to your vehicle will be covered as well as those of a third-party
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343.
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343
Insurance specialists for business, property and motor
Local service – online, by phone, or in person
Help and advice to ensure you’re protected
Frequently Asked Questions
We get asked a lot of questions about courier insurance so to make getting the cover you need easier, here are our courier insurance frequently asked questions and answers. We’ve covered the most important issues here, but if you’d like some independent advice, then please call us on 01482 434343 or request a callback. Our team of specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
Yes. If you’re doing paid deliveries, you’ll need courier insurance as your standard motor insurance won’t cover you
If you’re doing multiple deliveries each day for money, then you’ll need courier insurance. It doesn’t matter if you’re working full-time, part-time or just doing occasional deliveries, you’ll still need courier insurance
That will depend on things like the age of the driver(s), the routes you’re working, the type of cargo you’re carrying, and your claims history. The easiest way to find out how much your courier insurance quote will be is to call us on 01482 434343 or get a courier insurance quote here
There are several ways you can save on courier insurance, including by using an independent insurance broker such as Coversure, raising your excess, paying annually, and building up your no-claims bonus
Yes, as your motor insurance won’t cover you. Even if you’re only doing occasional deliveries for money your car insurance won’t cover you and you’ll be committing a criminal offence
If you have two or more vehicles – be they cars, trucks, vans or a mixture of these – you can get a fleet insurance quote from Coversure
Haulage insurance is for people taking loads over long distances, typically to one or two destinations. Courier insurance is for people making multiple deliveries a day
Yes, you can choose comprehensive, third-party fire and theft or just third-party cover. Also, you don’t have to have the same level of cover on all vehicles either you can choose what cover you have on each specific vehicle
Yes, you can get a mixed vehicle fleet insurance policy that can cover your business’s vans, trucks, plant equipment and several other types of vehicles on one policy
Yes, we can insure electric vehicles, including cars, vans and even trucks
Getting a courier insurance quote from us is easy. You can call us on 01482 434343, request a callback or get your courier van insurance quote here. Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like.
Yes. If you’re doing paid deliveries, you’ll need courier insurance as your standard motor insurance won’t cover you
If you’re doing multiple deliveries each day for money, then you’ll need courier insurance. It doesn’t matter if you’re working full-time, part-time, or just doing occasional deliveries, you’ll still need courier insurance
There are several ways you can save on courier insurance, including by using an independent insurance broker such as Coversure, raising your excess, paying annually, and building up your no-claims bonus
Yes, your motor insurance won’t cover you. Even if you’re only doing occasional deliveries for money, your car insurance won’t cover you, and you’ll be committing a criminal offence
If you have two or more vehicles – be they cars, trucks, vans or a mixture of these – you can get a fleet insurance quote from Coversure
Haulage insurance is for people taking loads over long distances, typically to one or two destinations. Courier insurance is for people making multiple deliveries a day
Yes, you can choose comprehensive, third-party fire and theft or just third-party cover. Also, you don’t have to have the same level of cover on all vehicles either you can choose what cover you have on each specific vehicle
Yes, you can get a mixed vehicle fleet insurance policy that can cover your business’s vans, trucks, plant equipment and several other types of vehicles on one policy
Getting a courier insurance quote from us is easy. You can call us on 01482 434343, request a callback or get your courier van insurance quote here. Thanks to our wide range of insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like
