Truck Breakdown Insurance Backed By ‘Exceptional’ Service

Looking for cheaper HGV breakdown Insurance?  Let us compare our markets to find the truck breakdown insurance that’s right for you.  To find out more, call us today on 01482 434343 or request a callback and let our award-winning team help you get the cover you need.

Truck Breakdown Insurance backed by ‘Exceptional’ service

Looking for cheaper HGV breakdown Insurance?  Let us compare our markets to find the truck breakdown insurance that’s right for you.  As one of the UK’s leading truck insurance specialists, we can help you get your HGV recovered and back on the road more quickly.  To find out more, call us today on 01482 434343 or request a callback and let our award-winning team help you get the cover you need.

Call us today on 0800 977 6037 and let our award-winning team help you.

Call us today on 01482 434343 and let our award-winning team help you.

Why choose Coversure for your Truck and HGV Breakdown Insurance?

Our award-winning team is rated as ‘Exceptional’ by feefo and with over 50 years of HGV and HGV fleet insurance experience, you can rest assured you’re in safe hands.  As an independent broker, we’re not tied to any one insurer, and we’ll compare the market to find you great cover for a price.  To find out more, call us free on 01482 434343 or start your HGV breakdown insurance quote today.

Why choose Coversure for your HGV Breakdown Insurance?

Our award-winning team is rated as ‘Exceptional’ by feefo, and with over 50 years of truck insurance experience, you can rest assured you’re in safe hands.  Being independent, we can put your needs first.  We’ll get to know your requirements before comparing the market to find you great fleet cover for a great value premium.  To find out more, call us free on 01482 434343, request a callback or get your HGV breakdown insurance quote today.

What is HGV Breakdown Insurance?

HGV breakdown insurance, lorry breakdown insurance or truck breakdown insurance as it’s also known, is a specialist insurance policy for hauliers and other heavy goods vehicle users who want the peace of mind that if their truck breaks down, help will be at hand.

With the cost of recovering a 7.5-tonne truck running at around £750 and the cost of rescuing a broken down 44-tonne lorry potentially costing over £6,000, getting HGV breakdown insurance can prove a shrewd investment.

What can HGV Breakdown Insurance cover?

Truck and HGV breakdown insurance can provide vital help should one of your HGVs or trucks:

Breakdown at the side of the road

Suffer from a puncture or a blowout

Need to be collected and towed back to your yard or a service centre for repairs

Incur onward travel costs such as overnight hotel accommodation for the driver or the cost of hiring a car to get them home

Need roadside repairs/part replacements – for things like batteries, tyres, headlight bulbs or a replacement windscreen

Need lost keys replacing

Need crane-lifting out of a ditch, from the roadsides or other difficult terrains

Require an engine jumpstart

Need of recovery from Europe

What can HGV Breakdown Insurance cover?

Truck breakdown insurance through Coversure can cover a wide range of incidents, including:

Call us today on 01482 434343 and let our award-winning team help you.

What types of trucks can HGV Breakdown Insurance cover?

Truck breakdown insurance through Coversure can cover a wide range of vehicles, including:

trucks of all sizee

Trucks and HGVs of 3.5 tonnes up to 200 gross vehicle weight (GWV) HGVs

trucks and lorries of all types

Rigid lorries, articulated lorries, emergency vehicles, tankers, refrigerated trucks, and flatbed lorries

Non-standard Lorries

Such as tippers, skip carriers, car transporters, bulk carriers, low loaders, tankers, gritters

Breakdown trucks

As, ironically, breakdown and recovery trucks need breakdown and need recovery too

HGV fleets

We can offer truck breakdown insurance for HGV fleets of two or more vehicles

How much does
Truck Breakdown Insurance cost?

At Coversure, we don’t believe in one-size-fits-all solutions.  Instead, we’ll get to know your truck insurance needs and create a package of cover that fits your requirements.  If you’d like to know more, please call us on 01482 434343, request a callback or start your HGV breakdown insurance quote here.

How many lorries you have

The value of your vehicle(s)

The type and condition of your truck(s)

Your claims history 

What they are being used for – high mileage vehicles like haulier’s lorries   can be more expensive to insure

How much no-claims bonus you’ve earned

Whether you want to pay monthly or annually – annually will usually prove cheaper

If you’re doing European runs 

Which firms need Truck Breakdown Insurance?

If you or your business owns or hires HGVs for or has an HGV fleet, then you’d be wise to have truck breakdown insurance in place.  It’s ideal for:

Haulage firms

Delivery firms

Manufacturers who deliver their own goods/move supplies/materials from location to location

HGV fleet owners

Logistics firms

Firms that hire-in HGVs for specific jobs, such as construction firms

Freight forwarders

Removals and storage firms

Committed to finding you the protection you need

If you’d like some independent advice or an insurance quote, please call us on 01482 434343.

Committed to finding you the protection you need

If you’d like some independent advice or an insurance quote, please call us on 01482 434343.

Frequently Asked Questions

Frequently Asked Questions

Frequently Asked Questions

Getting the right lorry and HGV insurance can be a complicated business.  To help you get the right cover at the right price, here are our lorry insurance frequently asked questions and answers.  We’ve covered the most important issues here, but if you’d like some independent advice, then please call us free on 01482 434343 or request a callbackOur team of specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.

No, but given the costs of recovery you’d be wise to have cover in place

There are a few ways to potentially get cheaper truck or HGV breakdown insurance.  Shop around, or get an independent truck insurance specialist such as Coversure to do the shopping around for you, raising your excess and by taking out an annual policy rather than an on-demand one

It’s not really a question of which is better, more of what suits your needs.  Repair will potentially get you going more quickly, depending on whether it’s safe/possible to do a roadside repair

Yes, if you have two or more vehicles in need of cover you can get an HGV fleet

Getting an HGV breakdown insurance quote from us is easy.  You can call us on 01482 434343 or get your HGV breakdown insurance quote here.  Thanks to our wide range of truck insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like

No, but given the costs of recovery, as much as £4,000 plus mileage,  you’d be wise to have cover in place

There are a few ways to potentially get cheaper truck or HGV breakdown insurance.  Shop around, or get an independent truck insurance specialist such as Coversure to do the shopping around for you, raising your excess and by taking out an annual policy rather than an on-demand one

It’s not really a question of which is better, more of what suits your needs.  Repair will potentially get you going more quickly, depending on whether it’s safe/possible to do a roadside repair

Yes, if you have two or more vehicles in need of cover, you can get breakdown cover for an HGV fleet

Getting an HGV breakdown insurance quote from us is easy.  You can call us on 01482 434343 or get your HGV breakdown insurance quote here.  Thanks to our wide range of truck insurance providers, we can compare our markets to find you the cover you need at a premium you’ll like