Competitive Crane Operator’s Insurance
Looking for cheaper crane operator’s insurance? Let us compare our markets to find the crane operator’s insurance that’s right for you. We can offer crane operators insurance as a standalone policy or as part of a comprehensive crane insurance policy for owned and hired-in plant. To find out more, call us today on 01482 434343 or request a callback.
Crane Operator’s Insurance
Backed By ‘Exceptional’ Service
Looking for cheaper crane operators’ insurance? Let us compare our markets to find the crane operator’s insurance that’s right for you. We can offer crane operators insurance as a standalone policy or as part of a comprehensive crane insurance policy for owned and hired-in plant.
To find out more, call us today on 01482 434343 or request a callback and let our award-winning team help you get the protection you need.
Call us today on 0800 977 6037 and let our award-winning team help you.
Call us today on 0800 977 6037 and let our award-winning team help you.
Why choose Coversure for your Crane Operator’s Insurance?
Our award-winning team is rated as ‘Exceptional’ by feefo and with over 50 years of crane insurance experience, you can rest assured you’re in safe hands. As an independent broker, we’re not tied to any one insurer, and we’ll compare the market to find you great cover for a price. To find out more, call us free on 01482 434343 or start your crane operator’s insurance quote today.
Crane Operator’s Insurance backed by ‘Exceptional’ service
Our award-winning team is rated as ‘Exceptional’ by feefo, and with over 50 years of construction insurance experience, you can rest assured you’re in safe hands. Being independent, we can put your needs first, and we’ll compare the market to find you great cover for a great value premium.
What is Crane Operator’s Insurance?
Crane operators’ insurance can provide crane operators and crane owners with a financial safety net should there be an accident while the crane is being used. A flexible policy we can tailor it your needs, so it covers things like operator injury, injury to another member of the team, accidental damage to someone’s property or a member of the public being hurt owing to a load being dropped or the crane toppling over.
Who needs Crane Operators’ Insurance?
Anyone operating cranes or running a construction business that owns or hires cranes can benefit from having crane operators’ insurance. Specific trades and businesses include:
Builders
Construction firms
Crane hire businesses if they are supplying an operator
Contractors and subcontractors
People/firms using static cranes
People/firms using mobile cranes
Civil engineering companies
Who needs Crane Operator’s Insurance?
Anyone operating cranes or running a construction business that owns or hires cranes can benefit from having crane operators’ insurance. Specific trades and groups include:
Builders
Construction firms
Crane hire businesses that supply the operator
Contractors and subcontractors
People/firms using mobile cranes
People/firms using static cranes
Civil engineers
Call us today on 0800 977 6037 and let our award-winning team help you.
What can Crane Insurance cover?
Crane operator insurance can be arranged to meet your needs and is often taken out as part of a package of crane insurance that includes covers such as:
Public liability insurance
Public liability insurance, or PL insurance as it’s known, forms the basis of most crane insurance policies. It will protect you/your business should a member of the public be accidentally injured or their property damaged because of your work. Construction often involves working in public spaces, and as accidents do happen, it makes sense to have PL insurance in place
contract works insurance
Contract works insurance – also called contractors all risks (CAR insurance) cover or JCT Option C – protects you against risks like fire, theft, vandalism, and accidental damage to materials, ensuring your projects are safeguarded from unexpected setbacks
Plant and hired-in plant insurance
Also known as construction plant insurance or construction fleet insurance, plant insurance will cover your cranes – be they owned or hired – from loss, accidental damage, and ongoing hire charges for a fixed period
Personal accident insurance
Working at height, the possibility of a crane toppling over in high winds or as a result of the ground beneath it becoming unstable following a downpour, or the base, boom or jib being struck and causing a collapse are all real risks. The implications for the operator could be serious or even fatal. With personal injury insurance in place, you’ll be covered against claims for compensation following an accident
Equipment and tools insurance
Including your crane and tools left in the cab if it’s a mobile crane
business interruption insurance
If something catastrophic happened, such as a fire or flood, and your business was forced to close for a while, could you cope? With no money coming in and bills needing to be paid, would you be able to keep going? Business interruption cover provides you with an income while your business is out of action, providing much-needed peace of mind in a time of stress
employers’ liability insurance
Employers’ liability insurance – or EL insurance protects employers from compensation claims from their employees should they be sued for loss or injury at work. If you have people working for your crane hire or construction business, be they full-time, part-time, or contracted or sub-contracted, then having employers’ liability insurance cover is a legal requirement. Failure to have a policy in place can lead to a £2,500 fine for each day you are without it. In law, the health and safety of your employees is essential, Your policy must cover you for at least £5 million of liability cover – construction firms often have policy limits of £10m or even higher and be through an authorised insurer
Professional indemnity insurance
If you advise customers or provide a service and are required to advise on best practices, you should consider having professional indemnity insurance. Professional indemnity insurance – P.I. insurance – will shield you financially should you be sued for losses by a customer for giving them poor or misleading advice
How much does Crane Operator’s Insurance cost?
At Coversure, we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your crane insurance quote will depend on things like:
The level of cover you require – the policy limits on things like your public liability insurance for example
Which policy elements would you like to include? If you want a standalone crane operator’s policy that will be cheaper than a comprehensive crane insurance policy
The type of work you do – if you’re operating in high-risk inner-city construction sites or on motorway maintenance, that will push up your premiums
The size and height of your crane – if you’re operating a tower crane at anywhere from 30m to 250m height the risks you face will be greater than if you’re operating a mobile crane at much lower heights
Your claims history
The type and size of clients you work for – doing building work for homeowners will be seen as less risky than working on multi-million pound commercial developments
The duration of the work – the longer the project, the greater the chance of a claim
The ages, skills, and qualifications of your team
How long you have been trading for
Whether you want to pay monthly or annually, annually will usually prove cheaper
The level of excess you’re willing to pay
How much does Crane Operator’s Insurance cost?
At Coversure, we don’t believe in one-size-fits-all solutions for our clients. Instead, we’ll get to know your business’s needs and create a package of cover that fits your requirements. What we can say is that your crane insurance quote will depend on things such as…
The level of cover you require
Which policy elements you would like to include
The type of work you are doing and where
The size of your crane(s)
Your claims history
The length of the project you’re working on
Your level of no claims bonus
Whether you want to pay monthly or annually – annually will usually prove cheaper
The level of excess you’re prepared to pay
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343.
Committed to finding you the protection you need
If you’d like some independent advice or an insurance quote, please call us on 01482 434343
Insurance specialists for business, property and motor
Local service – online, by phone, or in person
Help and advice to ensure you’re protected
Frequently Asked Questions
Crane operators and crane insurance are complicated areas of cover, and you’re likely to have questions about it. To help you get the answers and the protection you need, here are our crane operators’ insurance frequently asked questions. We hope they’ll be of use, but if you’d like some personalised, independent help, please get in touch with us on 01482 434343 or request a callback. Our team of insurance specialists will be happy to talk you through the options to ensure you get the protection that’s right for you.
Crane operators’ insurance can provide crane operators and crane owners with a financial safety net should there be an accident while the crane is being used. A flexible policy we can tailor it your needs, so it covers things like operator injury, injury to another member of the team, accidental damage to someone’s property or a member of the public being hurt owing to a load being dropped or the crane toppling over
Anyone who’s operating a crane or who employs someone who does should have this cover in place
It can cover everything from your public liability and accidental injury risks to equipment and tools and hired-in plant, depending on the elements you choose to add
No
No, it can protect anyone who’s operating a crane
Getting a crane operator’s insurance quote is easy. You can call us on 01482 434343 or request a callback, and one of the team will give you all the help you need
Crane operators’ insurance can provide crane operators and crane owners with a financial safety net should there be an accident while the crane is being used. A flexible policy we can tailor it your needs, so it covers things like operator injury, injury to another member of the team, accidental damage to someone’s property or a member of the public being hurt owing to a load being dropped or the crane toppling over
Anyone who’s operating a crane or who employs someone who does should have this cover in place
It can cover everything from your public liability and accidental injury risks to equipment and tools, and hired-in plant, depending on the elements you choose to add
No, it can protect anyone who’s operating a crane
No, it’s for anyone who’s operating a crane
Getting a crane operator’s insurance quote is easy. You can call us on 01482 434343 or request a callback, and one of the team will give you all the help you need
